A mortgagee is a financial entity that lends money to people or companies looking to purchase real estate using a mortgage. That entity could be a bank, a credit union or a direct lender that ...

One of the biggest financial commitments you can make in life is the purchase of a home. But have you stopped to think about how your family could continue making mortgage payments if you or your ...

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The mortgagee clause is a provision in a homeowners insurance policy that protects the lender from financial loss if the mortgaged property is substantially damaged or destroyed. Many mortgage lenders ...

While most insurance is designed to protect your finances, mortgage insurance lowers risk to lenders. Mortgage insurance encourages lenders to approve borrowers who might not otherwise qualify. If the ...

Many potential homebuyers balk at the thought of putting down 20% of a home's purchase price to secure a mortgage. The good news is that you can get a mortgage with a much smaller down payment — but ...

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Mortgage insurance is a fee you pay to your lender to cover risks associated with funding your loan. Different loan types have different kinds of mortgage insurance, which may require either upfront ...